The Hidden Trap With New Build Homes (That Most Buyers Miss)

Buying a new construction home right now can feel like you’re getting a deal—especially when builders advertise interest rates that are significantly lower than the market. You might see something li... ...more

mortgage ,Mortgage News Update Loan Programs &Home Purchase

April 29, 2026•2 min read

You’re Paying 25% Interest While Sitting on a 3% Mortgage

Most homeowners don’t realize they’re sitting in a financial contradiction. They have a historically low mortgage rate, often around 3%, but at the same time they’re carrying credit card debt at 20% ... ...more

mortgage ,Mortgage News Update

April 08, 2026•2 min read

Did Mortgage Rates Quietly Cost You $10,000?

Did mortgage rates just quietly cost you $10,000? That might sound dramatic, but in the last few weeks, that’s exactly what we’ve seen happen in the market. ...more

mortgage ,Mortgage News Update

April 03, 2026•1 min read

Rates Jumped Back Up. If You Got Preapproved Weeks Ago, Recheck the Numbers.

Freddie Mac’s average 30-year fixed fell to 5.98% on February 26, then climbed to 6.38% by March 26. Freddie Mac also notes its PMMS survey is an average of applications from the prior Thursday throug... ...more

mortgage ,Mortgage News Update

March 27, 2026•2 min read

Fed Holds Rates Steady Again: Why Mortgage Rates May Stay Elevated Despite Weak Job Growth

The Federal Reserve hit pause again and left the federal funds rate at 3.5% to 3.75%. For a lot of people in housing, that was disappointing but not shocking. There was some hope that weak job growth ... ...more

mortgage ,Mortgage News Update &Home Purchase

March 18, 2026•3 min read

Why Mortgage Rates Jumped Again: Oil, Inflation, GDP, and the Fed

Mortgage rates moved higher again, and this week’s market gave buyers a lot to digest. In this video, FHA and Conventional Loan Expert, Ken Martello breaks down how the Iran war, rising oil prices, st... ...more

mortgage ,Mortgage News Update

March 13, 2026•3 min read

Want More Referrals That Actually Turn Into Closings?

Mortgage and real estate referral tip from Ken Martello: stop asking clients to just pass along your name. Learn a simple 3x3 referral strategy that helps clients make a warm text introduction so more... ...more

mortgage ,Mortgage News Update &Home Purchase

March 09, 2026•2 min read

Get the AI Refi Analyzer

When homeowners consider refinancing, most focus on one thing: the interest rate. But the rate is not the most important number. The break-even point is. And this is where many refinance offers fall a... ...more

mortgage ,Mortgage News Update &Home Purchase

March 04, 2026•2 min read

Jab Right Hook: Tariffs, GDP & PCE Just Set Up a Surprise Fed Cut?

Tariffs, weaker GDP, and sticky PCE are pulling the Fed in opposite directions. Here’s what it could mean for rate cuts, mortgage rates, and housing. ...more

mortgage ,Mortgage News Update

February 23, 2026•1 min read