Jobs Stall, Bonds Surge, and a QE4-Style Move? Why Mortgage Rates Just Hit a One-Year Low

Jobs Stall, Bonds Surge, and a QE4-Style Move? Why Mortgage Rates Just Hit a One-Year Low

Ken Martello
Published on: 13/01/2026

Jobs Stall, Bonds Surge, and a QE4-Style Move? Why Mortgage Rates Just Hit a One-Year Low Two major market movers hit on the same day, and together they explain why mortgage rates just dropped to the lowest levels we have seen in over a year.

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When a Refinance Makes Sense as Rates Are Falling

When a Refinance Makes Sense as Rates Are Falling

Ken Martello
Published on: 23/12/2025

As mortgage rates shift, refinancing too early or too aggressively can cost you flexibility. Here is a simple way to decide when a refinance actually makes sense.

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Rates Are Dropping. Do Not Get Pushed Into a Bad Refinance

Rates Are Dropping. Do Not Get Pushed Into a Bad Refinance

Ken Martello
Published on: 19/12/2025

As mortgage rates dip, homeowners are facing aggressive refinance pressure. Here is how to protect yourself and only refinance when it truly makes sense.

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