Inflation Is Heating Back Up Fast
The latest inflation data just added more fuel to concerns that inflation may be heating back up again.

The latest inflation data just added more fuel to concerns that inflation may be heating back up again.

Buying a new construction home right now can feel like you’re getting a deal—especially when builders advertise interest rates that are significantly lower than the market. You might see something like a 4.5% FHA rate when typical rates are closer to 6.5%. On the surface, that’s a huge win for affordability.

Most homeowners don’t realize they’re sitting in a financial contradiction. They have a historically low mortgage rate, often around 3%, but at the same time they’re carrying credit card debt at 20% to 25%. That gap is costing them thousands of dollars in unnecessary interest every year. So why don’t they just refinance and roll that debt in?

Did mortgage rates just quietly cost you $10,000? That might sound dramatic, but in the last few weeks, that’s exactly what we’ve seen happen in the market.


