Evidence of Success: A HELOC Client Story

Evidence of Success: A HELOC Client Story

Ken Martello
Published on: 20/12/2025

Two banks said no, but the right structure and the right program made all the difference. Here is a real-world HELOC success story for a business owner.

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DU No Longer Needs a 620 Credit Score and a 50-Year Mortgage?!

DU No Longer Needs a 620 Credit Score and a 50-Year Mortgage?!

Ken Martello
Published on: 19/12/2025

Two major mortgage updates are making waves lately. One is confirmed, the other is still just talk. Here’s what borrowers and agents should actually pay attention to.

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The Bank Statement Loan: A Smart Option for Self-Employed Homebuyers

The Bank Statement Loan: A Smart Option for Self-Employed Homebuyers

Ken Martello
Published on: 16/12/2025

If you are self-employed or a business owner whose tax returns do not reflect your true income, a bank statement loan could be the solution. This post breaks down how the program works, who it is for, and when it makes sense.

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What Is a DSCR Loan? The Investor-Friendly Mortgage That Doesn’t Use Your Income

What Is a DSCR Loan? The Investor-Friendly Mortgage That Doesn’t Use Your Income

Ken Martello
Published on: 16/12/2025

Learn how DSCR loans work, who they’re best for, reserve requirements, and why they’re ideal for business owners and investors with complex tax returns.

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS #:1359687.

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All loans subject to credit and property approval.